MyPolicyWise does not sell, rent, or trade your personal information to third parties for marketing purposes.
Information Collected
This website collects information that visitors choose to provide and information that is generated automatically when the site is used. Information provided directly includes details entered into signup, contact, and quote request forms, such as name, email address, phone number, password, and the coverage areas of interest across auto, home, health, Medicare, life, and final expense insurance.
Information collected automatically includes technical details about the visit, such as browser type, device type, operating system, approximate region, referring pages, the pages viewed on the site, and the time spent on them. This technical information helps keep the site secure and working properly.
How Information Is Used
Personal information is used only for purposes connected to operating this website and responding to insurance inquiries. Those purposes include the following:
- Responding to questions, quote requests, and coverage comparisons that a visitor asks for.
- Creating and maintaining user accounts, including saved coverage details and preferences.
- Sending service communications such as confirmations, activity updates, and reminders.
- Sending marketing communications where the visitor has separately agreed to receive them.
- Improving the content, layout, and performance of the site.
- Detecting, preventing, and investigating fraud, abuse, and security incidents.
- Meeting legal, regulatory, and record keeping obligations.
SMS and Communications
Visitors who provide a phone number and give consent during signup may receive text messages related to their account and inquiries, such as request confirmations, saved coverage details, activity updates, and reminders. Marketing and promotional text messages about coverage options are sent only where that permission has been given separately.
Consent to text messages is never a condition of using this website or of purchasing any product. A recipient can stop text messages at any time by replying STOP or can get assistance by replying HELP. Standard message and data rates from the mobile carrier apply, and message frequency varies with account activity. Phone numbers collected for text messaging are used for that purpose and are not shared with unrelated parties for their own marketing.
Cookies and Tracking Technologies
This website uses cookies and similar technologies to make the site function correctly and to understand how it is used. Essential cookies support core features such as page navigation and secure sessions. Preference cookies remember choices a visitor has made so the site behaves consistently between visits. Analytics style cookies show which pages are useful and where the site can be improved.
Most browsers allow cookies to be blocked, restricted, or deleted through their settings. Disabling certain cookies may affect how parts of this website work, but the informational pages remain accessible without them.
How Information Is Shared
Personal information is shared only in the limited situations described here, and never sold, rented, or traded for marketing purposes. Sharing may occur in the following cases:
- With insurance carriers, and only at the visitor's request, so that quotes or coverage can be arranged.
- With service providers that support this website, such as hosting, messaging, and security vendors, who may use the information only to perform their services.
- When required by law, regulation, court order, or a lawful request from a public authority.
- To protect the rights, safety, or property of MyPolicyWise, its users, or the public.
- As part of a business transfer, such as a merger or acquisition, in which case the information remains protected under this policy until a revised policy takes effect.
Data Security
Reasonable administrative, technical, and physical safeguards are in place to protect personal information against loss, misuse, unauthorized access, disclosure, and alteration. These safeguards include encrypted connections, restricted access to stored information, and routine review of security practices.
No method of transmission over the internet and no method of electronic storage is completely secure, so absolute security cannot be promised. Visitors are encouraged to choose strong passwords, keep login credentials private, and report any suspected misuse of an account through the contact page without delay.
Data Retention
Personal information is kept only for as long as it is needed to fulfil the purposes described in this policy, including responding to inquiries, maintaining active accounts, and meeting legal and regulatory obligations that apply to insurance related records.
When information is no longer needed, it is deleted or anonymized in a secure manner. Anonymized information that can no longer identify a person may be retained and used to understand general patterns of site usage.
Your Choices and Rights
Visitors have choices about the personal information this website holds about them. Depending on the state of residence, those choices may include the following:
- Requesting access to the personal information held about them.
- Asking for inaccurate or outdated information to be corrected.
- Requesting deletion of personal information, subject to legal retention requirements.
- Opting out of marketing messages at any time, by replying STOP to a text or by making a request through the contact page.
- Asking how their information has been used and with whom it has been shared.
Requests can be made through the contact page or by phone. A request may need to be verified before it is fulfilled, to make sure information is released only to the right person. Exercising any of these rights does not affect the level of service a visitor receives.
Third Party Links
This website may contain links to external websites, including insurance carrier pages and other resources that are not operated by MyPolicyWise. Those sites have their own privacy practices, and this policy does not apply to them.
Visitors are encouraged to review the privacy policy of any external site before providing personal information there. MyPolicyWise is not responsible for the content, security, or privacy practices of websites it does not control.
Changes to This Policy
This Privacy Policy may be updated from time to time to reflect changes in the website, in privacy practice, or in applicable law. When a change is made, the revised policy will be posted on this page and the date line at the top of this page will be refreshed.
Visitors are encouraged to review this page periodically to stay informed about how personal information is handled. Continued use of the website after a revised policy has been posted means the revised policy has been accepted.
Contact
Questions about this Privacy Policy, or requests relating to personal information, can be raised through the details below or by using the contact page.
- Phone+1 (509) 348-7186
- Address811 W 2nd Ave Spokane WA 99201